Individual Housing Subsidy Programme | Western Cape Government

Individual Housing Subsidy Programme


Buying a home is the best financial investment you make, but it's not easy. Here's how the Western Cape Government can help you get your foot in the market. 

Individual Subsidy

Individual Subsidy


This subsidy can only be used once if your application is successful. The subsidy amount is up to R202 888.

You can use this subsidy to:

  • Buy an existing house.
  • Buy a house on a plot-and-plan basis.
  • Construct an incomplete house, if not previously subsidized.

Individual Housing Subsidy Quick Guide

Individual Housing Subsidy Quick Guide

What you need to qualify

You qualify for this subsidy if:

  • You are registered on the housing demand database at your nearest municipality.
  • You have been on the municipal housing demand database (i.e. waiting list) for a minimum period of 10 years in Cape Town and 5 years in areas outside of Cape Town.
  • You are a South African citizen or have a permanent residency permit.
  • You are 18 years or older.
  • You are married or living with a partner.
  • You are single or divorced and have proven financial dependents permanently living with you.
  • Your maximum monthly household income is R 3 500 or less before deductions.
  • You or your partner have never owned property or in exceptional cases where the final order of divorce leaves all immovable property to one person, a person owns a portion e.g. A fifth of a property bequeathed in an estate and where a person owns a vacant stand bought without State assistance.
  • You or your partner have never received a subsidy from the government before.




Please note that priority will be given to applicants who are either 35 years or older, or have special needs (e.g, disabled persons). There is a limited budget, therefore assistance is provided on a first come first serve basis. Applications must be submitted from 1 April and will be accepted until the funding is depleted.



How to apply

Enquiries can be made directly at the Western Cape Department of Human Settlements.

Download application forms?

The content on this page was last updated on 4 October 2022