Prescribed Minimum Benefits

In terms of the Medical Schemes Act, medical schemes have to cover the costs related to the diagnosis, treatment and care of:

• any emergency medical condition
• a limited set of ±270 medical conditions
• 25 chronic conditions

This is known as Prescribed Minimum Benefits (PMBs) and you are entitled to these benefits regardless of the medical scheme option you have selected. PMBs, where indicated, include medicine.